Welcome to the Credit Tips Blog !
Keeping good credit can make all the difference in how you live your life.
Good credit can get you a new house, a new car, or a business loan. Bad credit can make it impossible
to get anything you want. But many people don't know many of the requirements for maintaining good credit. Furthermore, many people have special credit situations that require some analysis to figure
out what exactly to do. The purpose of this blog is to provide some answera and some resources for further exploration.
Filed Under (Credit) by admin on 06-10-2009
Stuck in the Middle Ages asked: What happens to one’s credit when the person’s sole credit card is taken and used illegally? We’re not sure how this will affect efforts to refinance, as this is my wife’s only credit card. She will be receiving a replacement in the next week and will have an affidavit indicating that the charges were not hers.
Any suggested approaches to ensuring that her credit info is considered before the card was stolen and the account closed?
Filed Under (Credit) by admin on 28-09-2009
The Buttugly Dog asked: It seems people used to easily obtain a credit card but I can’t find anything on the internet that will let me easily get a credit card. (Perhaps I don’t need one.) My credit isn’t lengthy, but it’s not terrible, it’s just not good either.
Some credit card companies want you to pay money to activate the card or give them your bank account info. I ain’t doing that.
The Buttugly Dog needs some credit to spend!
Filed Under (Credit) by admin on 16-09-2009
peggy s asked:
im planning to go out of the country, but i have a credit card problem which is im not paying for it for like 2 years,would the credit card compay would hold me? or would they file legal case against me because of my credit card and wouldnt able to go out of the country?was this happening due to credit card problems?
Filed Under (Credit) by admin on 28-08-2009
Acrow asked:
I just finished college, and work full time. I have a debit card, and building good credit from paying off loans. A lot of people have been telling me to get a credit card, but I wonder if it really is necessary. Please give me some good reasons to get a credit card other than building good credit. The only other advantage I know about is those point-system/rewards credit cards, that earn you miles or other things. And what is the best credit card to get for a first time credit card holder? The number of choices are a little overwhelming. How did you choose your first/main credit card?
Filed Under (Credit) by admin on 13-08-2009
queen_kat779 asked:
Will my credit card be under a cost of goods account, expense account, loan or what? The equipment had already been paid in full by the credit card, now we are paying the credit card off. Should I name the credit card as a vendor?
Filed Under (Credit) by admin on 13-08-2009
Double Negative asked: I see a great deal at a store to open up a credit card and get a prize or a rebate. If I want the big discount I open the credit card and then get the discount but I don’t want or need the credit card at all.
Is it better to close down this new card or keep it open with a zero balance? How does opening and closing account affect my credit score?
Filed Under (Credit) by admin on 02-08-2009
illusional_reveur asked:
I’m soon to be 18 and am looking to get a credit card to help build credit. My dad said the best thing to do is to just use it to buy gas, but I’m not really all that up to date on how credit cards work and which ones are the best. Does anyone have any wise credit card wisdom to pass on to me?
Filed Under (Credit) by admin on 02-08-2009
indrep33 asked:
I want to apply for a credit card that starts out with a minimum credit line of $300. If I get it, it will be my first credit card. If I get the $300 credit, I want to make a purchase for like $200. Is this a good thing or a bad thing to do? Can someone give me some good tips on handling a credit card without getting bad credit?
I will mostly be using this card trying to start an at-home business.
Ya mama b*tch. Eat my p*ssy, h*e!!!
Oh, rudecatt63, you’ve hurt my feelings ever so much, I’m going to cry….NOT. For someone who keeps visiting the GLBT section and has a rainbow in they’re background, you sure do do a lot of gay bashing. Self hate is so stupid. But then again if I were you, I would probably hate myself too.
Filed Under (Credit) by admin on 27-07-2009
Casey asked:
Hi. I recently just got my first credit card ever and used it to make a $1600 purchase. The credit limit is $3000, so obviously I’m over 50% of the balance, and I just learned that’s bad for credit scores. I expect to be able to pay off the purchase in the next two or three months. Will my credit score go back up immediately after I get the balance on my card down, or will it take a while? Thanks.
Filed Under (Credit) by admin on 26-07-2009
youresoscene_xxx asked: I have some credit, but not a whole lot. My credit score is 628. I also have a delinquncy with Chase, which I am trying to pay off now, but I want to get a different credit card in the mean time to make payments on that to increase my score.
So what are some credit cards that will approve almost instantly with a credit score like that? I just want to get it to improve my credit.
|
|
