Welcome to the Credit Tips Blog !
Keeping good credit can make all the difference in how you live your life.
Good credit can get you a new house, a new car, or a business loan. Bad credit can make it impossible
to get anything you want. But many people don't know many of the requirements for maintaining good credit. Furthermore, many people have special credit situations that require some analysis to figure
out what exactly to do. The purpose of this blog is to provide some answera and some resources for further exploration.
Filed Under (Credit) by admin on 24-02-2009
yeahhh asked:
I am looking to get a credit card basically for emergency purposes (mostly for those unexpected car repairs) and christmas time when I don’t have the money for gifts (I have a large family). What would be the ideal credit card for me to get? I have2 store credit cards, which are always paid off before I even recieve the bill, and an excellent credit score due to those cards, and student loans. I am looking for a card that doesnt have an annual fee, any suggestions?
Filed Under (Credit) by admin on 19-02-2009
Tay asked:
I just turned eighteen at the end of February, so I have limited credit history.
I was wondering what credit card is used for building credit, and would be the best choice for a person getting they’re first credit card.
Filed Under (Credit) by admin on 14-02-2009
Robert B asked: I want a credit card with a good balance tranfer offer. Six months at 0% will do fine.
It might be nice for it to be otherwise a good credit card too because I might pay the balance off in about a month and still want to use the credit card.
I already have a Amazon credit card with Chase so I think I need to use a different bank.
Filed Under (Credit) by admin on 12-02-2009
tee2thedee asked:
I tried to sign up for a gas card to just put my gas on to pay off to build my credit, but was denied. I’m wondering, when it asks during the credit card statement, it says if you rent or own the place you live, but i’m living at home with my family so how am I supposed to say how much I pay in rent or mortgage? It also asks for household income? Do I put my parents income in along with mine or what?
Filed Under (Credit) by admin on 08-02-2009
nmommy07 asked:
I am thinking of getting a particular credit card to use on a purchase due to the fact it offers money off the purchase. I know this isn’t a great idea, so I’m still thinking about it, but my concern is with my credit. My credit is fairly good right now and I’m wondering if I get the card and cancel it shorty after, how long does it take to build the credit I lost from getting & cancelling the card, back to normal? If it’s just a few points, does that take weeks/months? Thanks.
Filed Under (Credit) by admin on 05-02-2009
Tamborine asked: I have decent credit but I had cancelled all my cards when trying to get out of debt. I am now free of all unsecured debt but I need to have a card so in the future I won’t be hurt by having no credit.
I’m thinking I want a card with no annual fee and a low APR. The card would only be used very occassionally and paid off immediately. I have no desire to repeat previous mistakes.
Does anyone have any recommendations for a good card for this purpose?
Okay, as I said, but everyone is skipping, is that I have decent credit. My credit score is 700.
When I got into trouble I went into debt consolidation right away BEFORE my credit got screwed up.
But I do appreciate those of you who are taking the time to answer.
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