Welcome to the Credit Tips Blog !

Keeping good credit can make all the difference in how you live your life. Good credit can get you a new house, a new car, or a business loan. Bad credit can make it impossible to get anything you want. But many people don't know many of the requirements for maintaining good credit. Furthermore, many people have special credit situations that require some analysis to figure out what exactly to do. The purpose of this blog is to provide some answera and some resources for further exploration.


What type of credit card can I apply for and get approved with current bad credit to start rebuilding?

Filed Under (Credit) by admin on 16-06-2009

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Mrs. E asked:


Im currently disputing a lot of derrogatory info on my credit reports from all 3 agencies. I currently have no major credit cards and was informed that if I opened a credit card account and made the payments on time that would up my credit score.

What is the best credit card to apply for for the first time?

Filed Under (Credit) by admin on 11-06-2009

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flori0009 asked:


I have years of excellent on-time rental history, however I have no credit because I’ve never been in debt (always pay bills on time) go figure. I was wondering which credit cards I could apply for, for the first time. Wal-Mart Credit card rejected me because I have no credit, and I’m just looking for something small so I can put things on the card and pay them off quickly to establish some sort of credit. Any suggestions?

What credit card can I apply for that does not check credit?

Filed Under (Credit) by admin on 02-06-2009

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sayyeahh asked:


I am attempting to build a positve credit rating and I need a card that reports to the credit bureau, but will allow me to obtain it without a credit check. HELP?