Welcome to the Credit Tips Blog !

Keeping good credit can make all the difference in how you live your life. Good credit can get you a new house, a new car, or a business loan. Bad credit can make it impossible to get anything you want. But many people don't know many of the requirements for maintaining good credit. Furthermore, many people have special credit situations that require some analysis to figure out what exactly to do. The purpose of this blog is to provide some answera and some resources for further exploration.


Should I get a credit card? How do you choose the best credit card?

Filed Under (Credit) by admin on 28-08-2009

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Acrow asked:


I just finished college, and work full time. I have a debit card, and building good credit from paying off loans. A lot of people have been telling me to get a credit card, but I wonder if it really is necessary. Please give me some good reasons to get a credit card other than building good credit. The only other advantage I know about is those point-system/rewards credit cards, that earn you miles or other things. And what is the best credit card to get for a first time credit card holder? The number of choices are a little overwhelming. How did you choose your first/main credit card?

(7) Comments
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What category does a credit card loan go to when the debit is for equipment for your business?

Filed Under (Credit) by admin on 13-08-2009

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queen_kat779 asked:


Will my credit card be under a cost of goods account, expense account, loan or what? The equipment had already been paid in full by the credit card, now we are paying the credit card off. Should I name the credit card as a vendor?

(2) Comments
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How and why is my credit card affected when I open and close a credit card?

Filed Under (Credit) by admin on 13-08-2009

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Double Negative asked:


I see a great deal at a store to open up a credit card and get a prize or a rebate. If I want the big discount I open the credit card and then get the discount but I don’t want or need the credit card at all.

Is it better to close down this new card or keep it open with a zero balance? How does opening and closing account affect my credit score?

(3) Comments
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What is the best credit card for an 18 trying to build credit?

Filed Under (Credit) by admin on 02-08-2009

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illusional_reveur asked:


I’m soon to be 18 and am looking to get a credit card to help build credit. My dad said the best thing to do is to just use it to buy gas, but I’m not really all that up to date on how credit cards work and which ones are the best. Does anyone have any wise credit card wisdom to pass on to me?

(5) Comments
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How exactly does a credit card work?

Filed Under (Credit) by admin on 02-08-2009

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indrep33 asked:


I want to apply for a credit card that starts out with a minimum credit line of $300. If I get it, it will be my first credit card. If I get the $300 credit, I want to make a purchase for like $200. Is this a good thing or a bad thing to do? Can someone give me some good tips on handling a credit card without getting bad credit?
I will mostly be using this card trying to start an at-home business.
Ya mama b*tch. Eat my p*ssy, h*e!!!
Oh, rudecatt63, you’ve hurt my feelings ever so much, I’m going to cry….NOT. For someone who keeps visiting the GLBT section and has a rainbow in they’re background, you sure do do a lot of gay bashing. Self hate is so stupid. But then again if I were you, I would probably hate myself too.

(11) Comments
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