Welcome to the Credit Tips Blog !
Keeping good credit can make all the difference in how you live your life.
Good credit can get you a new house, a new car, or a business loan. Bad credit can make it impossible
to get anything you want. But many people don't know many of the requirements for maintaining good credit. Furthermore, many people have special credit situations that require some analysis to figure
out what exactly to do. The purpose of this blog is to provide some answera and some resources for further exploration.
Filed Under (Credit) by admin on 02-08-2009
illusional_reveur asked:
I’m soon to be 18 and am looking to get a credit card to help build credit. My dad said the best thing to do is to just use it to buy gas, but I’m not really all that up to date on how credit cards work and which ones are the best. Does anyone have any wise credit card wisdom to pass on to me?
Filed Under (Credit) by admin on 09-07-2009
cyndaylou asked: I am very responsible with how I spend money, so please don’t lecture me on how credit cards are so dangerous. I’ve waited til I felt financially secure enough to get one.
I just want one so I can work on establishing credit. I want to make one or two monthly purchases and pay them off so I can have some credit. I just want to know what kind of card should I look into getting.
I know I want a card with low-intrest rates(who doesn’t) and no annual fees. I am also a college student. If you can give me any information on a card you think I should look into, please let me know. thanks a bunch.
Filed Under (Credit) by admin on 02-06-2009
sayyeahh asked:
I am attempting to build a positve credit rating and I need a card that reports to the credit bureau, but will allow me to obtain it without a credit check. HELP?
Filed Under (Credit) by admin on 07-05-2009
Bryce asked:
I always thought at 18 they love to give you credit cards, I’ve tried Capitol One, Chase, a QT credit card, and a Best Buy one. All deny due to no credit history. I obviously can’t get Credit history if they won’t let me have credit. I Work 2 jobs and just want to have one just in case and to actually build my credit. What’s going on and why do i keep getting denied?
Filed Under (Credit) by admin on 22-04-2009
alilley07 asked:
I am only getting a credit card so that I can make small purchases and pay them off right away to build my credit. Please do not lecture me on how to use a credit card, I am already fully aware. I just want to know which credit cards have the lowest rates for an eighteen year old with no credit. Thanks in advance!
If you are just going to answer “none’ don’t bother.
Filed Under (Credit) by admin on 26-03-2009
Brandi asked:
I just turned 18 and I am trying to get my own place but they said I need to have good credit. To have good credit, they said I have to build good credit, but the only way to build good credit is to have good credit. Why is that? I was looking at credit cards and purchases become way more expensive when you buy them a credit card. So why use one? But to build credit you need to use one. Am I mistaken? Could someone explain how a credit card works please?
Filed Under (Credit) by admin on 12-02-2009
tee2thedee asked:
I tried to sign up for a gas card to just put my gas on to pay off to build my credit, but was denied. I’m wondering, when it asks during the credit card statement, it says if you rent or own the place you live, but i’m living at home with my family so how am I supposed to say how much I pay in rent or mortgage? It also asks for household income? Do I put my parents income in along with mine or what?
Filed Under (Credit) by admin on 08-02-2009
nmommy07 asked:
I am thinking of getting a particular credit card to use on a purchase due to the fact it offers money off the purchase. I know this isn’t a great idea, so I’m still thinking about it, but my concern is with my credit. My credit is fairly good right now and I’m wondering if I get the card and cancel it shorty after, how long does it take to build the credit I lost from getting & cancelling the card, back to normal? If it’s just a few points, does that take weeks/months? Thanks.
Filed Under (Credit) by admin on 22-12-2008
wrightemail256 asked:
Can I start building my credit by paying for things with my bank card and telling them to charge it on credit? (I do not know much about how to build my credit so please help me!)
Question: Best credit card to get to starting building credit and can I build my credit by using my bank card and telling them to charge it on credit instead of debit?
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