Welcome to the Credit Tips Blog !

Keeping good credit can make all the difference in how you live your life. Good credit can get you a new house, a new car, or a business loan. Bad credit can make it impossible to get anything you want. But many people don't know many of the requirements for maintaining good credit. Furthermore, many people have special credit situations that require some analysis to figure out what exactly to do. The purpose of this blog is to provide some answera and some resources for further exploration.


How can I get a credit card with not so great credit and without having to pay or enter in my bank account inf?

Filed Under (Credit) by admin on 28-09-2009

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The Buttugly Dog asked:


It seems people used to easily obtain a credit card but I can’t find anything on the internet that will let me easily get a credit card. (Perhaps I don’t need one.) My credit isn’t lengthy, but it’s not terrible, it’s just not good either.

Some credit card companies want you to pay money to activate the card or give them your bank account info. I ain’t doing that.

The Buttugly Dog needs some credit to spend!

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How can I get my credit card company to report account information?

Filed Under (Credit) by admin on 18-04-2009

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awill110 asked:


I got my credit report today and it shows that my total credit amount is $300 and I have $296 available. After further inspection I noticed that only one credit card had reported a credit limit/max balance and that all of my credit cards hadn’t been reported since April. Is there an effective way to contact the credit card companies and get them to report accurate and up to date information to the credit bureaus? I feel that this issue is affecting my credit score, so I would like to fix this.

Thanks in advance.

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How do you negotiate with credit card companies as it relates to interest rates, etc?

Filed Under (Credit) by admin on 10-04-2009

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asked:


We have about $100K in credit card debt. I’m trying to get it under control, however, I’m back in the same big hole every month due to interest. I have looked into credit counseling services, everyone wants to charge you some large fee for negotiating with credit card companies. I want to try to do this myself. Does anyone have any suggestions, points or tips for doing this?

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What credit card company processes transactions quickly into the system?

Filed Under (Credit) by admin on 06-04-2009

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RAV94 asked:


When I make a purchase with my debit card and go home to check my bank account , the purchase is already in the system. But when I use my credit card it takes at least a couple days. If there are any credit card companies that process as fast as using a debit card, please let me know, Thanks

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