Welcome to the Credit Tips Blog !

Keeping good credit can make all the difference in how you live your life. Good credit can get you a new house, a new car, or a business loan. Bad credit can make it impossible to get anything you want. But many people don't know many of the requirements for maintaining good credit. Furthermore, many people have special credit situations that require some analysis to figure out what exactly to do. The purpose of this blog is to provide some answera and some resources for further exploration.


How exactly does a credit card work?

Filed Under (Credit) by admin on 02-08-2009

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credit card
indrep33 asked:


I want to apply for a credit card that starts out with a minimum credit line of $300. If I get it, it will be my first credit card. If I get the $300 credit, I want to make a purchase for like $200. Is this a good thing or a bad thing to do? Can someone give me some good tips on handling a credit card without getting bad credit?
I will mostly be using this card trying to start an at-home business.
Ya mama b*tch. Eat my p*ssy, h*e!!!
Oh, rudecatt63, you’ve hurt my feelings ever so much, I’m going to cry….NOT. For someone who keeps visiting the GLBT section and has a rainbow in they’re background, you sure do do a lot of gay bashing. Self hate is so stupid. But then again if I were you, I would probably hate myself too.

How does a credit card work and why do I have to get one?

Filed Under (Credit) by admin on 26-03-2009

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Brandi asked:


I just turned 18 and I am trying to get my own place but they said I need to have good credit. To have good credit, they said I have to build good credit, but the only way to build good credit is to have good credit. Why is that? I was looking at credit cards and purchases become way more expensive when you buy them a credit card. So why use one? But to build credit you need to use one. Am I mistaken? Could someone explain how a credit card works please?

How does getting credit back on your credit card work?

Filed Under (Credit) by admin on 29-12-2008

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Philosopher asked:


Let’s say I buy something for $100. I return it and they say I will have that credit back on my credit card. So now my credit card balance is $100? What if I paid for that $100 already and then returned it and got credit back? Can a credit card have a balance and have money withdrawn from it?